{"id":308,"date":"2021-05-18T17:05:37","date_gmt":"2021-05-18T17:05:37","guid":{"rendered":"https:\/\/storycitydental.com\/?page_id=308"},"modified":"2023-12-07T18:57:05","modified_gmt":"2023-12-07T18:57:05","slug":"dental-insurance","status":"publish","type":"page","link":"https:\/\/storycitydental.com\/dental-insurance\/","title":{"rendered":"Dental Insurance"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t

Dental Insurance<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

Your Local Network Delta Dentists<\/h3>

Network Delta Dentists since 2012<\/strong><\/h2>

Dental insurance can be a great benefit for those receiving it through their employer.\u00a0 While we don\u2019t feel one dental insurance is better than another, we have found that Delta Dental in general is very patient and provider friendly.\u00a0 Hence, Dr Binkowski has been a Delta Premier provider since 2012 and Dr Chen has been since 2018.\u00a0 However, one thing we\u2019d like our patients to understand is that dental insurance is inherently designed to cover minimal necessary care, not the standard of care. The treatment we recommend to our patients is based off our years of clinical experience and training and is customized to each individual \u2014 we want your dental work to last and will not compromise our high quality of work standards due to arbitrary insurance limitations.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tRequest An Appointment<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

We are In-network providers for:<\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t
\n\t
\n\t
\n\n
\n\t
\"DDPremier<\/a>
<\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

We do not currently accept Delta Wellness, MCNA, MEDICAID or any state-sponsored insurances.<\/p>

We are Out-of-Network Providers for<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t
\n\t
\n\t
\n\n
\n\t
\"aetna\"<\/a>
<\/div><\/div>\n<\/div>\n\n
\n\t
\"geha_2\"<\/a>
<\/div><\/div>\n<\/div>\n\n
\n\t
\"metlife\"<\/a>
<\/div><\/div>\n<\/div>\n\n
\n\t
\"uhc\"<\/a>
<\/div><\/div>\n<\/div>\n\n
\n\t
\"unitedconcordia\"<\/a>
<\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
We welcome patients who have out of network insurances. While we are out of network with most insurance plans, we will still file your insurance as a courtesy. Please call our office and our patient care coordinator can explain what the out of network process will look like for you and your family.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

No insurance?<\/strong><\/h3>

Out-of-network does not mean out-of-luck<\/strong><\/h2>

If you, like one of the 25% of the patients we see at Story City Dental that has a dental insurance other than Delta Dental, you can still use your benefits at our office.\u00a0 We have found the benefit levels for you seeing an out-of-network provider vs in-network are nearly identical.\u00a0 The only difference is that the cost of treatment is paid for up front by you and your dental insurance company reimburses you directly.\u00a0 We still file your insurance claim for you, and you will receive a check in the mail in 15-30 days for the portion of treatment your benefits cover.\u00a0 We have found that by assigning benefits to our patients for reimbursement of care on our out-of-network plans, the claims are paid to them substantially faster with almost no issues.\u00a0 This is because the dental insurance company has to answer directly to their customer (you) when they attempt to not honor their contracted benefits.\u00a0 If you don\u2019t trust your dental insurance company to reimburse you, the beneficiary, why should we trust them to reimburse us?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t

Request online or call us<\/h3>

Request An Appointment<\/h1>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tRequest An Appointment<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tCall 515-733-0112<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Your Local Network Delta Dentists Network Delta Dentists since 2012 Dental insurance can be a great benefit for those receiving it through their employer.\u00a0 While we don\u2019t feel one dental insurance is better than another, we have found that Delta Dental in general is very patient and provider friendly.\u00a0 Hence, Dr Binkowski has been a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"yoast_head":"\nDental Insurance | Dental Payment Plan | Story City Dental | Story City, IA<\/title>\n<meta name=\"description\" content=\"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/storycitydental.com\/dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance | Dental Payment Plan | Story City Dental | Story City, IA\" \/>\n<meta property=\"og:description\" content=\"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/storycitydental.com\/dental-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Story City Dental\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/storycitydentist\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-07T18:57:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/05\/reception2-1024x461-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"461\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Dental Insurance | Dental Payment Plan | Story City Dental | Story City, IA\" \/>\n<meta name=\"twitter:description\" content=\"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/05\/reception2-1024x461-1.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/storycitydental.com\/dental-insurance\/\",\"url\":\"https:\/\/storycitydental.com\/dental-insurance\/\",\"name\":\"Dental Insurance | Dental Payment Plan | Story City Dental | Story City, IA\",\"isPartOf\":{\"@id\":\"https:\/\/storycitydental.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/storycitydental.com\/dental-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/storycitydental.com\/dental-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/storycitydental.com\/wp-content\/uploads\/2023\/10\/DDPremier-Logo.png\",\"datePublished\":\"2021-05-18T17:05:37+00:00\",\"dateModified\":\"2023-12-07T18:57:05+00:00\",\"description\":\"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.\",\"breadcrumb\":{\"@id\":\"https:\/\/storycitydental.com\/dental-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/storycitydental.com\/dental-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/storycitydental.com\/dental-insurance\/#primaryimage\",\"url\":\"https:\/\/storycitydental.com\/wp-content\/uploads\/2023\/10\/DDPremier-Logo.png\",\"contentUrl\":\"https:\/\/storycitydental.com\/wp-content\/uploads\/2023\/10\/DDPremier-Logo.png\",\"width\":318,\"height\":159},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/storycitydental.com\/dental-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/storycitydental.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dental Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/storycitydental.com\/#website\",\"url\":\"https:\/\/storycitydental.com\/\",\"name\":\"Story City Dental\",\"description\":\"Experience the Difference\",\"publisher\":{\"@id\":\"https:\/\/storycitydental.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/storycitydental.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/storycitydental.com\/#organization\",\"name\":\"Story City Dental\",\"url\":\"https:\/\/storycitydental.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/storycitydental.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/06\/SCDLogo2021_7562_534.svg\",\"contentUrl\":\"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/06\/SCDLogo2021_7562_534.svg\",\"width\":2.22,\"height\":1.44,\"caption\":\"Story City Dental\"},\"image\":{\"@id\":\"https:\/\/storycitydental.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/storycitydentist\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dental Insurance | Dental Payment Plan | Story City Dental | Story City, IA","description":"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/storycitydental.com\/dental-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Dental Insurance | Dental Payment Plan | Story City Dental | Story City, IA","og_description":"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.","og_url":"https:\/\/storycitydental.com\/dental-insurance\/","og_site_name":"Story City Dental","article_publisher":"https:\/\/www.facebook.com\/storycitydentist\/","article_modified_time":"2023-12-07T18:57:05+00:00","og_image":[{"width":1024,"height":461,"url":"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/05\/reception2-1024x461-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"Dental Insurance | Dental Payment Plan | Story City Dental | Story City, IA","twitter_description":"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.","twitter_image":"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/05\/reception2-1024x461-1.jpg","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/storycitydental.com\/dental-insurance\/","url":"https:\/\/storycitydental.com\/dental-insurance\/","name":"Dental Insurance | Dental Payment Plan | Story City Dental | Story City, IA","isPartOf":{"@id":"https:\/\/storycitydental.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/storycitydental.com\/dental-insurance\/#primaryimage"},"image":{"@id":"https:\/\/storycitydental.com\/dental-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/storycitydental.com\/wp-content\/uploads\/2023\/10\/DDPremier-Logo.png","datePublished":"2021-05-18T17:05:37+00:00","dateModified":"2023-12-07T18:57:05+00:00","description":"We offer an in-house dental savings plan that may fit your needs, with similar benefits at a lower cost if you have no dental insurance.","breadcrumb":{"@id":"https:\/\/storycitydental.com\/dental-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/storycitydental.com\/dental-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/storycitydental.com\/dental-insurance\/#primaryimage","url":"https:\/\/storycitydental.com\/wp-content\/uploads\/2023\/10\/DDPremier-Logo.png","contentUrl":"https:\/\/storycitydental.com\/wp-content\/uploads\/2023\/10\/DDPremier-Logo.png","width":318,"height":159},{"@type":"BreadcrumbList","@id":"https:\/\/storycitydental.com\/dental-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/storycitydental.com\/"},{"@type":"ListItem","position":2,"name":"Dental Insurance"}]},{"@type":"WebSite","@id":"https:\/\/storycitydental.com\/#website","url":"https:\/\/storycitydental.com\/","name":"Story City Dental","description":"Experience the Difference","publisher":{"@id":"https:\/\/storycitydental.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/storycitydental.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/storycitydental.com\/#organization","name":"Story City Dental","url":"https:\/\/storycitydental.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/storycitydental.com\/#\/schema\/logo\/image\/","url":"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/06\/SCDLogo2021_7562_534.svg","contentUrl":"https:\/\/storycitydental.com\/wp-content\/uploads\/2021\/06\/SCDLogo2021_7562_534.svg","width":2.22,"height":1.44,"caption":"Story City Dental"},"image":{"@id":"https:\/\/storycitydental.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/storycitydentist\/"]}]}},"_links":{"self":[{"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/pages\/308"}],"collection":[{"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/comments?post=308"}],"version-history":[{"count":36,"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/pages\/308\/revisions"}],"predecessor-version":[{"id":3340,"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/pages\/308\/revisions\/3340"}],"wp:attachment":[{"href":"https:\/\/storycitydental.com\/wp-json\/wp\/v2\/media?parent=308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}